Program*: *Patent pending **$1,000 deductible	Renters Legal Liability TM Insurance provides coverage for financial responsibility a resident has if  he or she causes damages due to negligence. Damages paid up to $100,000** total per occurrence limit by priority:
Covered Perils:	Fire Smoke Explosion Accidental Discharge or Overflow of Water Accidental Sewer Discharge
Priority of Payments:	First, to you, the Owner, for property loss. Second, to the non-negligent impacted resident for personal property loss; plus $1,000 for additional living expenses. And, Third, to the negligent (covered) resident(s)’ personal property loss up to $5,000; plus $1,000 for additional living expenses, if total occurrence limit has not been exhausted.
Delivery System Ease:	Participation is simple and enrollment is easy through a community administered interface; residents remain insured through the length of their residency, for a small monthly fee. Training and support provided with system. Fully integrated web-based monitoring system or property management software interface for easy administration.
Benefits:	Liability coverage for some of the most expensive resident-caused negligent damage; protects owners' investment; enables negotiation of property insurance deductibles and/or premiums; helps owners retain residents
AND BECAUSE YOUR RESIDENTS ASKED: *$250 personal property deductible	RENTERS PERSONAL PROPERTY PROTECTION, the perfect complement for residents who want the added protection of broadened coverage for the contents of their apartments: Your residents can go to the website at :  www.rppinsure.com and apply at any time Easy web based application; individual coverage level options; credit/debit card required for premiums